Cross River Bank adds RLUSD stablecoin to core banking platform via XRP Ledger

Cross River Bank has integrated Ripple's RLUSD stablecoin into its Core Operating System, allowing fintechs to access the dollar-backed token through a single API without deploying blockchain infrastructure. The service is available in a limited number of U.S. states. The integration enables real-time settlement via XRP Ledger, with transaction times of three to five seconds, and connects RLUSD to traditional payment rails including ACH and wires.