Euro area bank interest rates for corporations and households in August 2026

In August 2026, the composite cost-of-borrowing indicator for new loans to corporations remained broadly unchanged at 3.77%, while the indicator for new loans to households for house purchase increased by 6 basis points to 3.60%. Composite interest rates for new deposits from corporations were broadly unchanged at 2.25%, and for households, they increased by 4 basis points to 2.18%.