UK Government Proposes Raising Income Cap for First-Time Buyer Loan Scheme to £140,000
Current overview (not historical)
The UK government has proposed raising the income ceiling for its first-time buyer loan scheme to £140,000, up from the previously planned £110,000 outside London. Under the plan, households earning up to £140,000 would qualify for a government-backed loan of up to 20% of the property price, requiring only a 2.5% deposit. The change aims to expand access to the program, which is designed to assist lower-income families onto the property ladder. While the new cap applies across most of the UK, London retains a higher threshold of £140,000, reflecting the capital's elevated property costs.
Written with AI from the reporting · updated 10/23/2026
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- 1Unclassified fact stationOct 23, 19:04single sourcereport-time onlyrevised
政府拟将首次购房者贷款方案收入上限提至14万英镑
Read original source ↗ BBC PoliticsReplay this moment in the explorerEvidence & revisions · 1 source records
- Subject：
- not recorded
- Action：
- 拟调整收入上限
- Object：
- 首次购房者贷款方案
- Occurred (fact side)：
- not recorded
- Published (valid side)：
- Oct 23, 18:49
- First seen (known side)：
- Oct 23, 19:04
Fact stationSingle source · one-sided claimRevisedReport-time onlyCopy may have been revised later; time replay is bounded. Layer labels group reading only, not causation between layers.
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- BBC PoliticsRelated fact: single sourceFact occurrence time unverifiedSource report revisedUK government to raise earnings limit to £140K for first-time buyer loan scheme in London
Report first recorded Oct 23, 19:04
The government is expected to allow households earning up to £110,000 to apply for the new Your First Home loan scheme in England, with a higher limit of £140,000 expected for property purchases in London. The scheme offers government-backed equity loans covering 20% of new-build properties, allowing for deposits as low as 2.5% and including an initial interest-free period. Details, including salary caps, are due to be confirmed at next week's Budget.
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