OCC Investigates Nine Major Banks for Blocking Crypto Accounts
Current overview (not historical)
On October 14, the Office of the Comptroller of the Currency (OCC) released a report alleging that nine large, state‑owned banks have historically restricted access to digital‑asset issuers, exchanges, and administrators, citing financial‑crime concerns. The investigation reviewed nearly 100,000 complaints and 50,000 documents. The OCC’s director urged banks to adopt objective, risk‑based customer assessments while retaining the right to deny service for specific clients. The findings highlight a tension between regulatory compliance and the burgeoning crypto industry, underscoring the need for clearer, consistent standards in the U.S. banking sector.
Written with AI from the reporting · updated 10/15/2026
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- 1Unclassified fact stationOct 14, 00:00recorded Oct 15, 22:26single sourcerevised
OCC发布查询结果，九大银行被指限制加密账户
Read original source ↗ CryptoSlateReplay this moment in the explorerEvidence & revisions · 1 source records
- Subject：
- Office of the Comptroller of the Currency
- Action：
- 发布查询结果并挑战不当排除
- Object：
- 数字资产发行人、交易所和管理员
- Occurred (fact side)：
- Oct 14, 00:00
- Published (valid side)：
- Oct 15, 16:20
- First seen (known side)：
- Oct 15, 22:26
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- CryptoSlateRelated fact: single sourceSource report revisedOCC findings challenge historical crypto account restrictions at nine major banks
Report first recorded Oct 15, 22:26
The Office of the Comptroller of the Currency's Oct. 14 debanking findings reviewed crypto banking decisions across nine largest national banks, including JPMorgan Chase Bank, Bank of America, and Citibank, covering policies from 2020 to September 2025. The agency found that many institutions restricted banking for digital-asset issuers, exchanges, or administrators, often citing financial crime considerations, based on nearly 100,000 complaints and 50,000 documents. Comptroller Jonathan Gould said banks should evaluate customers using objective, risk-based criteria, while BNY announced stablecoin services for institutional clients on June 29, 2026.
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