https://www.ecb.europa.eu//press/stats/mfi/html/ecb.mir260902~d54675e442.en.html

The page presents the ECB’s Euro‑area bank interest‑rate statistics for July 2026. The composite cost‑of‑borrowing indicator for new corporate loans to house purchase remained at 3.80 % and for households at 3.54 %. Corporate loan rates: over €1 million floating to 3 months fell 7 bps to 3.49 %; 3 months‑1 year rose 17 bps to 3.84 %; over 10 years fell 5 bps to 3.73 %. Deposit rates: corporate deposits with up to one‑year maturity rose 5 bps to 2.26 %; overnight deposits unchanged at 0.60 %. Household rates: new house‑purchase loans up to one year increased 4 bps to 3.69 %; 1‑5 years rose 5 bps to 3.57 %; 5‑10 years rose 6 bps to 3.73 %; >10 years unchanged at 3.36 %. New consumer loan rates rose 9 bps to 7.60 %. Household deposit rates increased 5 bps to 2.14 %; overnight unchanged at 0.28 %. Euro area has the Euro area bank interest rate statistics titled "Euro area bank interest rate statistics: August 2026". Euro area bank interest rate statistics "Euro area bank interest rate statistics: August 2026" is available for download on the ECB Data Portal. Euro area bank interest rate statistics "Euro area bank interest rate statistics: August 2026" can be visualised on the Bank interest rate statistics dashboard. ECB's website hosts the Euro area bank interest rate statistics "Euro area bank interest rate statistics: August 2026".· Entity summary generated by Graphiti