XRP Ledger to Deploy Lending Code Fix and Token‑Creation Patch by Oct. 23
Current overview (not historical)
The XRP Ledger is slated to roll out a series of bug fixes before October 23, including a critical patch that disables Ripple’s unused, unsecured lending system. The update requires approval from at least 29 validators, but only 19 votes have been cast so far, meaning the fix may still be delayed. In addition to the lending code, the patch addresses a vulnerability that could allow malicious token creation and revises the interest‑accrual rules for vaults. While the ledger’s developers have tightened the rules for who can hold restricted tokens, the broader community remains divided over the timing and scope of these changes, with some validators questioning whether the fixes are sufficient before the code goes live.
Written with AI from the reporting · updated 10/30/2026
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- 1Unclassified fact stationOct 19, 00:00recorded Oct 19, 13:46single sourcerevised
XRP Ledger lending code fix approved
Read original source ↗ CoinDeskReplay this moment in the explorerEvidence & revisions · 1 source records
- Subject：
- XRP Ledger
- Action：
- approve lending code fix
- Object：
- lending code
- Occurred (fact side)：
- Oct 19, 00:00
- Published (valid side)：
- Oct 19, 12:54
- First seen (known side)：
- Oct 19, 13:46
Fact stationSingle source · one-sided claimRevisedCopy may have been revised later; time replay is bounded. Layer labels group reading only, not causation between layers.
- 2Unclassified fact stationOct 30, 00:00recorded Oct 30, 13:58single source
XRP Ledger developers tighten rules for restricted tokens
Read original source ↗ CoinDeskReplay this moment in the explorerEvidence & revisions · 1 source records
- Subject：
- XRP Ledger Foundation
- Action：
- tighten the rules for who can hold permissioned tokens
- Object：
- users holding restricted tokens
- Occurred (fact side)：
- Oct 30, 00:00
- Published (valid side)：
- Oct 30, 13:45
- First seen (known side)：
- Oct 30, 13:58
Fact stationSingle source · one-sided claimCopy may have been revised later; time replay is bounded. Layer labels group reading only, not causation between layers.
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- CoinDeskRelated fact: single sourceXRP Ledger Foundation Tightens Rules for Holding Restricted Tokens
Report first recorded Oct 30, 13:58
The XRP Ledger Foundation announced a set of protocol fixes that will restrict who can hold permissioned, or ‘restricted’, tokens on the network. The changes are designed to tighten eligibility criteria for token holders, but the foundation confirmed that no users have been affected by the updates. The update is part of ongoing efforts to improve governance and security on the XRP Ledger.
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- CoinDeskRelated fact: single sourceSource report revisedXRP Ledger prepares Oct. 23 fix for lending code and token loophole
Report first recorded Oct 19, 13:46
A package of XRP Ledger bug fixes, fixCleanup3_4_0, is set to activate around 09:34 UTC on Oct. 23 after securing 29 validator votes. The update addresses Ripple's uncollateralized lending system, which remains inactive with only 19 of 29 required votes, and closes a loophole that could allow accounts with destroy-only permissions to create tokens. The fix also revises vault rounding and loan-default rules.
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Event activity trend
- Latest comparable
- 3
- Comparable peak
- 10Oct 30, 15:00
- 24h change
- -49%
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