XRP Ledger developers propose zero-XRP wallets for stablecoin payments
Current overview (not historical)
XRP Ledger developers have proposed creating wallets with zero XRP balance, allowing sponsors to fund new accounts' reserve requirements and transaction fees without controlling private keys. The proposal aims to lower barriers for stablecoin payments. Currently in code review, the proposal has garnered only 11 votes, falling short of the 29 votes needed for approval.
Written with AI from the reporting · updated 10/28/2026
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- 1Unclassified fact stationOct 28, 20:10single sourcereport-time onlyrevised
XRP Ledger 开发者提议创建零 XRP 钱包用于稳定币支付
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- Oct 28, 19:52
- First seen (known side)：
- Oct 28, 20:10
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- CoinDeskRelated fact: single sourceFact occurrence time unverifiedSource report revisedXRP Ledger developers propose zero-XRP wallets for stablecoin payments
Report first recorded Oct 28, 20:10
XRP Ledger developers are testing a new transaction type, SponsoredAccountCreate, that would allow existing accounts to create new wallets with zero XRP balance by covering reserve requirements. The proposal aims to reduce costs for payment applications and automated software, particularly for stablecoin use cases, by enabling sponsors to pay network costs without controlling users' private keys. The code remains under review and depends on a broader sponsorship amendment that has secured only 11 of the 29 validator votes required for approval.
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