跳到正文
ENTITY PROFILE / 实体档案

Office of the Comptroller of the Currency

RSS

The Office of the Comptroller of the Currency finalized the GENIUS Act stable‑coin rule on 2026‑10‑21, removing the 50 % daily liquidity cap, dropping the 0.5 % insured‑deposit requirement, and eliminating the requirement that reserves be held with community banks. The rule keeps full reserve backing, lowers the minimum available liquidity from 10 % to 5 %, allows partial rewards tied to other reasons, and becomes effective 2027‑01‑18. On 2026‑10‑26 the OCC approved Ripple’s ultimate national trust bank charter, permitting Ripple to bring RLUSD under federal oversight; Ripple’s structure places reserve management and custody under federal supervision while issuance remains with its New York‑regulated entity. Office of the Comptroller of the Currency approves Ripple National Trust Bank The OCC conditionally approved the charter of Ripple National Trust Bank in December 2025. The OCC granted final approval for Ripple National Trust Bank on October 26, 2026. The OCC conditionally approved Circle's bank charter in December 2025 alongside Ripple National Trust Bank. The OCC conditionally approved Paxos' bank charter in December 2025 alongside Ripple National Trust Bank. The OCC conditionally approved Fidelity Digital Assets' bank charter in December 2025 alongside Ripple National Trust Bank. The OCC conditionally approved BitGo's bank charter in December 2025 alongside Ripple National Trust Bank. The Digital Chamber urged the OCC to defend the charter approvals for crypto firms. The Office of the Comptroller of the Currency issued its first final rule under the GENIUS Act The OCC approved the Ripple National Trust Bank yesterday The Office of the Comptroller of the Currency approves Ripple National Trust Bank Brad Garlinghouse welcomed the approval from the United States Office of the Comptroller of the Currency· Graphiti 生成的实体摘要

RELATIONS
65关系
CURRENT
53当前有效
EVENTS
12相关事件
REPORTS
30来源报道
KNOWLEDGE ATLAS0 个实体 · 0 条关系
暂无可公开的邻近关系
按需展开实体的全部已公开关系，保留探索过的节点与连线。

关系变化

按生效时间
  1. Office of the Comptroller of the CurrencyENFORCESGENIUS Act

    The Office of the Comptroller of the Currency enforces the GENIUS Act, whose final rule takes effect on 2027‑01‑18.

    当前有效1 条来源GENIUS Act
  2. Brad GarlinghouseWELCOMED APPROVAL FROMOffice of the Comptroller of the Currency

    Brad Garlinghouse welcomed the approval from the United States Office of the Comptroller of the Currency

    当前有效1 条来源Brad Garlinghouse
  3. Office of the Comptroller of the CurrencyAPPROVESFXRP

    The Office of the Comptroller of the Currency approves Ripple National Trust Bank

    当前有效1 条来源FXRP
  4. Office of the Comptroller of the CurrencyAPPROVEDstablecoin USDT

    The OCC approved the Ripple National Trust Bank yesterday

    当前有效1 条来源stablecoin USDT
  5. Office of the Comptroller of the CurrencyISSUED RULE UnderGENIUS Act

    The Office of the Comptroller of the Currency issued its first final rule under the GENIUS Act

    已失效 2027-01-181 条来源GENIUS Act
  6. Digital ChamberURGEDOffice of the Comptroller of the Currency

    The Digital Chamber urged the OCC to defend the charter approvals for crypto firms.

    当前有效1 条来源Digital Chamber
  7. Office of the Comptroller of the CurrencyAPPROVEDnational trust bank

    Office of the Comptroller of the Currency approves Ripple National Trust Bank

    当前有效4 条来源national trust bank
  8. RLUSDUNDER FEDERAL OVERSIGHT BYOffice of the Comptroller of the Currency

    RLUSD is brought under federal oversight by the Office of the Comptroller of the Currency

    当前有效1 条来源RLUSD
  9. RippleRECEIVED FINAL APPROVAL FROMOffice of the Comptroller of the Currency

    Ripple received final approval from the Office of the Comptroller of the Currency to launch a national trust bank

    当前有效6 条来源Ripple
  10. Office of the Comptroller of the CurrencyINFORMEDCoinDesk

    An OCC spokesperson informed CoinDesk about the trust charter approvals for crypto firms

    当前有效1 条来源CoinDesk
  11. Senator Elizabeth WarrenASKEDOffice of the Comptroller of the Currency

    Senator Elizabeth Warren asked the Office of the Comptroller of the Currency to explain its chartering of nine crypto-focused institutions

    当前有效1 条来源Senator Elizabeth Warren
  12. Office of the Comptroller of the CurrencyENCOURAGES APPLICATION UNDERGENIUS Act

    Office of the Comptroller of the Currency encourages community banks to apply for stablecoin issuance under the GENIUS Act

    当前有效1 条来源GENIUS Act
  13. Office of the Comptroller of the CurrencyENFORCES REGULATION OFGENIUS Act

    Office of the Comptroller of the Currency enforces the GENIUS Act regulations for stablecoin issuers

    当前有效1 条来源GENIUS Act
  14. Independent Community Bankers of AmericaSUEDOffice of the Comptroller of the Currency

    Independent Community Bankers of America sued the Office of the Comptroller of the Currency

    当前有效2 条来源Independent Community Bankers of America
  15. Office of the Comptroller of the CurrencyFINAL APPROVEDnational trust bank

    The OCC granted final approval for Ripple National Trust Bank on October 26, 2026.

    已失效 2026-10-281 条来源national trust bank
  16. Office of the Comptroller of the CurrencyIS DISTINCT FROMTreasury foreign-stablecoin diligence proposal

    Office of the Comptroller of the Currency is distinct from the Treasury foreign‑stablecoin diligence proposal

    当前有效1 条来源Treasury foreign-stablecoin diligence proposal
  17. Office of the Comptroller of the CurrencyRELEASESPaperwork Reduction Act

    Office of the Comptroller of the Currency releases Paperwork Reduction Act notices

    当前有效1 条来源Paperwork Reduction Act
  18. Jonathan GouldREPRESENTSOffice of the Comptroller of the Currency

    Comptroller Jonathan V. Gould represents the Office of the Comptroller of the Currency

    当前有效1 条来源Jonathan Gould
  19. American Bankers AssociationRESPONDED TOOffice of the Comptroller of the Currency

    American Bankers Association responded to the OCC's stablecoin final rule

    当前有效1 条来源American Bankers Association
  20. Office of the Comptroller of the CurrencyRELEASEDOffice of the Comptroller of the Currency

    Office of the Comptroller of the Currency released its 721-page stablecoin final rule

    当前有效1 条来源Office of the Comptroller of the Currency
  21. Office of the Comptroller of the CurrencyFINALIZES RULES FORGENIUS Act

    The Office of the Comptroller of the Currency is finalizing rules for the GENIUS Act.

    已失效 2027-01-182 条来源GENIUS Act
  22. American Bankers AssociationCRITICIZESOffice of the Comptroller of the Currency

    American Bankers Association criticizes Office of the Comptroller of the Currency

    当前有效2 条来源American Bankers Association
  23. Blockchain AssociationAPPROVESOffice of the Comptroller of the Currency

    Blockchain Association approved the change to yield prohibition by Office of the Comptroller of the Currency

    当前有效1 条来源Blockchain Association
  24. Office of the Comptroller of the CurrencyDECLINED TO WEIGH IN ONstablecoin rewards rule

    Office of the Comptroller of the Currency DECLINED_TO_WEIGH_IN_ON stablecoin rewards rule

    当前有效1 条来源stablecoin rewards rule
  25. Office of the Comptroller of the CurrencyIMPLEMENTSGENIUS Act

    The OCC implemented rules governing payment stablecoins under the GENIUS Act

    当前有效1 条来源GENIUS Act
  26. Jonathan GouldDESCRIBEDOffice of the Comptroller of the Currency

    Jonathan Gould described the OCC’s final rule as a "clear, practical framework for payment stablecoin innovation"

    当前有效1 条来源Jonathan Gould
  27. Sen. Jon HustedCOMMENTED ONOffice of the Comptroller of the Currency

    Crypto in America noted that the OCC’s final rule drops the presumption of violation for third‑party rewards.

    当前有效1 条来源Sen. Jon Husted
  28. Office of the Comptroller of the CurrencyIMPLEMENTS RULE FORGENIUS Act

    Office of the Comptroller of the Currency finalized its rule implementing the GENIUS Act

    已失效 2026-10-227 条来源GENIUS Act
  29. Office of the Comptroller of the CurrencyEXCLUDESBank Secrecy Act

    Office of the Comptroller of the Currency excludes the Bank Secrecy Act from its stablecoin rule

    当前有效1 条来源Bank Secrecy Act
  30. Office of the Comptroller of the CurrencyIS FIRST TO ISSUE RULE FORGuiding and Establishing National Innovation for US Stablecoins Act

    Office of the Comptroller of the Currency is first to issue rule for Generalized Identifying Navigation of U.S. Stablecoins Act

    当前有效1 条来源Guiding and Establishing National Innovation for US Stablecoins Act
  31. Scott BessentCOMMENTED ONOffice of the Comptroller of the Currency

    Scott Bessent commented on Office of the Comptroller of the Currency

    当前有效1 条来源Scott Bessent
  32. Office of the Comptroller of the CurrencyIS A REGULATOR FORGuiding and Establishing National Innovation for US Stablecoins Act

    Office of the Comptroller of the Currency is a regulator for Generalized Identifying Navigation of U.S. Stablecoins Act

    当前有效1 条来源Guiding and Establishing National Innovation for US Stablecoins Act
  33. Office of the Comptroller of the CurrencyOPERATES WITHINTreasury Department

    Office of the Comptroller of the Currency operates within U.S. Treasury Department

    已失效 2026-10-291 条来源Treasury Department
  34. Office of the Comptroller of the CurrencyISSUEDGENIUS Act

    Office of the Comptroller of the Currency issued the final GENIUS Act rule on October 21, 2026

    已失效 2026-10-221 条来源GENIUS Act
  35. Office of the Comptroller of the CurrencyCOMPLIES WITHBank Secrecy Act

    Office of the Comptroller of the Currency will address Bank Secrecy Act requirements in a separate rulemaking

    当前有效2 条来源Bank Secrecy Act
  36. Office of the Comptroller of the CurrencyREQUIRES APPROVAL FROMOffice of Management and Budget

    The Office of the Comptroller of the Currency requires approval from the Office of Management and Budget to open its application intake, a requirement that remained pending as of 2026‑10‑21.

    当前有效1 条来源Office of Management and Budget
  37. Office of the Comptroller of the CurrencyISSUES GUIDANCE ONGENIUS Act

    The Office of the Comptroller of the Currency issued waiver guidance on the GENIUS Act on 2026‑10‑21.

    当前有效1 条来源GENIUS Act
  38. Jonathan GouldWORKS FOROffice of the Comptroller of the Currency

    Jonathan Gould works for the Office of the Comptroller of the Currency

    当前有效1 条来源Jonathan Gould
  39. DeepSeek-AIUSED BYOffice of the Comptroller of the Currency

    DeepSeek AI model USED_BY Snowflake

    当前有效1 条来源DeepSeek-AI
  40. GENIUS ActREQUIRES RULES FROMOffice of the Comptroller of the Currency

    The GENIUS Act requires rules from the Office of the Comptroller of the Currency

    已失效 2026-10-201 条来源GENIUS Act

关系是 Graphiti 从报道中提取的事实陈述，不是原文引述；失效时间表示后来的报道显示这条关系已不成立。

相关事件 12

来源报道 30