GENIUS Act
The GENIUS Act, signed 18 Jul 2025, requires payment‑stablecoin issuers to hold reserves equal to outstanding supply and redeem at par within two business days. The OCC issued its final rule on 21 Oct 2026, effective 18 Jan 2027, imposing these reserve and redemption obligations. USDC has become the dominant euro‑stablecoin, commanding 56 % of trading volume, a shift accelerated by MiCA restrictions on USDT trading in the EU. The Trump administration passed the GENIUS Act The GENIUS Act provides protection for the reserves of Ripple’s RLUSD stablecoin Circle believes in the safeguards established by the GENIUS Act.· Entity summary generated by Graphiti
Relation timeline
BY VALID-FROM DATE- Office of the Comptroller of the CurrencyENFORCESGENIUS Act
The Office of the Comptroller of the Currency enforces the GENIUS Act, whose final rule takes effect on 2027‑01‑18.
- CircleBELIEVES INGENIUS Act
Circle believes in the safeguards established by the GENIUS Act.
- GENIUS ActPROVIDES PROTECTION FORRLUSD stablecoin
The GENIUS Act provides protection for the reserves of Ripple’s RLUSD stablecoin
- Trump administrationPASSEDGENIUS Act
The Trump administration passed the GENIUS Act
- Gemini 4 ArgonWORKS WITHGENIUS Act
Gemini 4 Argon works with Gemini Robotics
- Office of the Comptroller of the CurrencyISSUED RULE UnderGENIUS Act
The Office of the Comptroller of the Currency issued its first final rule under the GENIUS Act
- Office of the Comptroller of the CurrencyENCOURAGES APPLICATION UNDERGENIUS Act
Office of the Comptroller of the Currency encourages community banks to apply for stablecoin issuance under the GENIUS Act
- Office of the Comptroller of the CurrencyENFORCES REGULATION OFGENIUS Act
Office of the Comptroller of the Currency enforces the GENIUS Act regulations for stablecoin issuers
- Mike McGloneCOVERSGENIUS Act
Mike McGlone covers the GENIUS Act.
- CryptoSlateCOVERSGENIUS Act
CryptoSlate covers the GENIUS Act rule
- Scott BessentCOMPAREDGENIUS Act
Treasury Secretary Scott Bessent compared the GENIUS Act
- Office of the Comptroller of the CurrencyFINALIZES RULES FORGENIUS Act
The Office of the Comptroller of the Currency is finalizing rules for the GENIUS Act.
- North American Securities Administrators AssociationRELEASING RULES ONGENIUS Act
Treasury is expected to release rules on GENIUS Act
- Federal ReserveRELEASING RULES ONGENIUS Act
Federal Reserve is expected to release rules on GENIUS Act
- Office of the Comptroller of the CurrencyIMPLEMENTSGENIUS Act
The OCC implemented rules governing payment stablecoins under the GENIUS Act
- Scott BessentCALLED WATERSHED MOMENTGENIUS Act
Scott Bessent called the GENIUS Act a "watershed moment for American finance"
- BitcoinIS COMPLIANT WITHGENIUS Act
Bitcoin is compliant with the GENIUS Act
- EthereumIS COMPLIANT WITHGENIUS Act
Ethereum is compliant with the GENIUS Act
- Office of the Comptroller of the CurrencyIMPLEMENTS RULE FORGENIUS Act
Office of the Comptroller of the Currency finalized its rule implementing the GENIUS Act
- U.S. TreasuryPROVIDES RULEMAKING FORGENIUS Act
United States Department of Treasury will provide separate rulemaking for anti‑money‑laundering and sanctions related to the GENIUS Act
- Jonathan GouldPROVIDESGENIUS Act
Comptroller of the Currency Jonathan Gould said the OCC is providing a clear, practical framework for payment stablecoin innovation under the GENIUS Act
- OCCIMPLEMENTSGENIUS Act
OCC implements the Trump‑signed GENIUS Act
- Office of the Comptroller of the CurrencyISSUEDGENIUS Act
Office of the Comptroller of the Currency issued the final GENIUS Act rule on October 21, 2026
- Office of the Comptroller of the CurrencyISSUES GUIDANCE ONGENIUS Act
The Office of the Comptroller of the Currency issued waiver guidance on the GENIUS Act on 2026‑10‑21.
- U.S. TreasuryIMPLEMENTSGENIUS Act
Treasury implements the GENIUS Act
- GYENGUARANTEED BYGENIUS Act
GMO Trust guarantees the token’s stated yen value through its direct‑redemption process.
- Craig TindaleREFERENCESGENIUS Act
Craig Tindale references the GENIUS Act
- Jeff ParkREFERENCE TOGENIUS Act
Jeff Park references the GENIUS Act as becoming an implementation story
- CircleSUBJECT TOGENIUS Act
Circle -> SUBJECT_TO -> GENIUS Act
- ChinaSUPPORTSGENIUS Act
China pledges to back AI development in the Global South and ease exports for capacity building within the World Artificial Intelligence Cooperation Organization.
- Circle (company)SECUREDGENIUS Act
Circle (company) secured U.S. GENIUS Act approval
- GENIUS ActWORKS ATAI Action Summit
Mike Silagadze works at ether.fi
- GENIUS ActREQUIRES RULES FROMFederal Reserve Board
The GENIUS Act requires rules from the Federal Reserve Board
- NxumBENEFITED FROMGENIUS Act
Nxum profited from the passage of the GENIUS Act
- GENIUS ActREQUIRES RULES FROMOffice of the Comptroller of the Currency
The GENIUS Act requires rules from the Office of the Comptroller of the Currency
- President Donald TrumpRECOMMENDEDGENIUS Act
Donald Trump recommended the GENIUS Act (information inferred from context)
- GENIUS ActREQUIRES RULES FROMFederal Deposit Insurance Corporation
The GENIUS Act requires rules from the Federal Deposit Insurance Corporation
- GENIUS ActREQUIRES RULES FROMTreasury Department
The GENIUS Act requires rules from the Treasury Department
- Patrick WittCITEDGENIUS Act
Patrick Witt CITED GENIUS Act
- Treasury DepartmentIMPLEMENTEDGENIUS Act
Treasury Department implemented the GENIUS Act
Relations are facts Graphiti extracted from reports, not verbatim quotes. An end date means later reporting showed the relation no longer holds.
Events 12
- Circle wants SEC to erase a costly Wall Street rule holding stablecoins back1 cited report · 2026-10-30
- U.S. Treasury Says U.S. ‘Will Win in the Digital Asset Stack’ as Clarity Act Stalls2 cited reports · 2026-10-28
- Will XRP Holders Gain From Ripple’s Moody’s-Rated Stablecoin?1 cited report · 2026-10-28
- Genie 4: A new generation of world simulation1 cited report · 2026-10-28
- USDC overtakes USDT in euro stablecoin trading as EU rules reshape market: Kaiko1 cited report · 2026-10-27
- Canada’s Draft Stablecoin Rules Cap Redemption Fees at 1% and Ban Yield1 cited report · 2026-10-27
- US OCC calls on community banks to become payment stablecoin issuers1 cited report · 2026-10-27
- OCC calls on community banks to enter the stablecoin payments market9 cited reports · 2026-10-26
- Coinbase to drop this Japanese yen stablecoin years after its price crash sparked investor lawsuits1 cited report · 2026-10-24
- US quietly eases stablecoin reserve rules as banks warn billions could shift away from lending1 cited report · 2026-10-22
- Treasury Secretary Bessent likens GENIUS Act to Lincoln-era banking reform1 cited report · 2026-10-22
- Blockchain Association says Treasury’s GENIUS Act rollout needs clearer DeFi, foreign issuer rules1 cited report · 2026-10-20
Source reports 30
- Circle wants SEC to erase a costly Wall Street rule holding stablecoins backCryptoSlate · 2026-10-30
- U.S. Treasury Says U.S. ‘Will Win in the Digital Asset Stack’ as Clarity Act StallsBitcoin Magazine · 2026-10-28
- Will XRP Holders Gain From Ripple’s Moody’s-Rated Stablecoin?BeInCrypto · 2026-10-28
- Treasury's Bessent sees crypto as America's next tool for keeping the U.S. dollar on topCoinDesk · 2026-10-28
- Genie 4: A new generation of world simulationGoogle DeepMind · first-party · 2026-10-28
- USDC overtakes USDT in euro stablecoin trading as EU rules reshape market: KaikoCointelegraph · 2026-10-27
- Canada’s Draft Stablecoin Rules Cap Redemption Fees at 1% and Ban YieldDecrypt · 2026-10-27
- US OCC calls on community banks to become payment stablecoin issuersCointelegraph · 2026-10-27
- OCC calls on community banks to enter the stablecoin payments marketCoinDesk · 2026-10-26
- New OCC stablecoin rule resets redemptions, and banks face big shiftsCryptoSlate · 2026-10-24
- Coinbase to drop this Japanese yen stablecoin years after its price crash sparked investor lawsuitsCryptoSlate · 2026-10-24
- Bloomberg’s Mike McGlone: AI Risk Could Force Bitcoin Drawdown to $10,000Bitcoin Magazine · 2026-10-23
- OCC drops proposed affiliate rewards presumption, but stablecoin yield ban staysCryptoSlate · 2026-10-23
- US quietly eases stablecoin reserve rules as banks warn billions could shift away from lendingCryptoSlate · 2026-10-22
- OCC waiver rule puts active stablecoin issuers on noticeCryptoSlate · 2026-10-22
- Circle CEO Shrugs Off Bitcoin's Slump and Pitches Digital Dollars for the AI EraBeInCrypto · 2026-10-22
- American Bankers Association: OCC’s GENIUS rules ‘undermine’ US CongressCointelegraph · 2026-10-22
- Treasury Secretary Bessent likens GENIUS Act to Lincoln-era banking reformCointelegraph · 2026-10-22
- Kalshi Pushes Deeper Into Crypto Derivatives With Bitcoin-Backed Margin LoansBitcoin Magazine · 2026-10-22
- OCC Finalizes GENIUS Act Stablecoin Rules, Leaves Rewards Fight OpenBitcoin Magazine · 2026-10-21
- OCC finalizes GENIUS Act rules for stablecoin issuers and custodyCointelegraph · 2026-10-21
- OCC Finalizes GENIUS Act Stablecoin Rules Ahead of January DeadlineDecrypt · 2026-10-21
- First out the gate: OCC debuts final rule implementing Trump-signed GENIUS ActThe Block · 2026-10-21
- Blockchain Association says Treasury’s GENIUS Act rollout needs clearer DeFi, foreign issuer rulesThe Block · 2026-10-20
- Financial Repression in the Age of AIBitcoin Magazine · 2026-10-19
- Jeff Park: What The AI Pain Trade Means For BitcoinBitcoin Magazine · 2026-10-19
- Banks Hold a Lever Over Stablecoin Adoption, BIS Economists SayDecrypt · 2026-10-18
- Circle Plans Push Into 40 Emerging Markets as Stablecoins Go Mainstream, CEO SaysDecrypt · 2026-10-17
- China tightens export controls on open-weight models and 23 key AI technologiesThe Decoder · 2026-10-17
- Circle targets 40 new markets as stablecoin demand grows globallyCoinDesk · 2026-10-16