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November 3, 2026 · TuePublished daily at 08:00

Daily brief · November 3, 2026 · Tue

EVENTGRAPH

Issue 2003November 2026Tue
4stories3sources1first-party posts4 min read
Top story

OpenAI merges ChatGPT and Codex quotas starting December; Binance restores first phase of withdrawals on November 1

OpenAI announced that ChatGPT Plus, Pro and Business users will share a unified quota with Codex starting in December, replacing separate calculation rules. Binance said it will restore the first phase of withdrawal services on November 1 from 14:00 to 17:00 (UTC+8), having recovered approximately 95% of affected assets after the October hack. The FBI attributed the $6 billion Binance hack to North Korea, calling the operation "TraderTraitor".

PublisherOriginal
01

Crypto

Publisher

Chainalysis: Sub-Saharan Africa crypto adoption grows 13.4% to $101 billion, stablecoin volume surges 6x

Sub-Saharan Africa's crypto economy grew 13.4% year-on-year to $101 billion in the year ending June 2026, the fastest growth globally. South Africa and Nigeria dominate the region, accounting for over 75% of total transaction volume. Stablecoin receipts via P2P channels increased sixfold to $14.6 billion, while Bitcoin receipts fell 60% to the same level, highlighting stablecoins' role as a practical tool for cross-border remittances and value preservation amid currency volatility and limited foreign exchange access.

BeInCrypto

Brazil's Central Bank Closes Crypto License Application Deadline for 68 Institutions

Brazil's Central Bank closed the deadline for existing crypto firms to apply for a Virtual Asset Service Provider license on Friday, October 30. A tracker by Brazilian financial firm Cainvest identified 68 institutions in the race, including major banks like Itaú Unibanco and Bradesco, stock exchange B3, and global exchanges such as Binance, Coinbase and OKX. Brazil ranked first in Chainalysis' 2026 Global Crypto Adoption Index with $252.5 billion in crypto activity between July 2025 and June 2026.

02

Finance & macro

PublisherFirst-party

Hong Kong Monetary Authority launches new measures at FinTech Week 2026, including Agentic AI framework and PQC toolkit

At FinTech Week 2026, the Hong Kong Monetary Authority unveiled four new measures under its FinTech 2030 strategy. These include the SAGE project to support Agentic AI applications with governance frameworks, a Post-Quantum Cryptography toolkit for banks, the Ensemble TX project enabling 24/7 tokenized settlement, and the tConnect Launchpad to accelerate tokenization. The authority also announced plans to connect Faster Payments System with UnionPay International by year-end.

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Briefs

04

Also today

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  • AttestCONDUCTED TESTING OFHype Type Revealer

    Initial testing of the Hype Type Revealer with more than 600 retail investors found its training intervention reduced high-risk investment decisions by 34.9%, even 7 days later.

  • AttestSURVEY REFERENCEDSaw (film)

    59% of respondents recognised countdowns like the ticking clock in 'Saw' as a tactic designed to make characters act rashly, while just 5% said they would be suspicious of the pressure created by a rising investment price graph.

  • AttestSURVEY FOUND OWNERSHIP OFnon-fungible tokens (NFTs)

    Nearly 1 in 10 survey respondents own NFTs (non-fungible tokens).

  • AttestSURVEY FOUND OWNERSHIP OFcryptocurrency

    1 in 4 survey respondents own cryptocurrency.

  • AttestSURVEY FOUND OWNERSHIP OFstocks and shares ISA

    Around half of the survey respondents hold a stocks and shares ISA.

  • AttestCONDUCTED SURVEY OFUnited Kingdom

    Attest's survey on behalf of the FCA comprised 666 respondents based in the UK, open to all adults across the 18 to 40 age range who either currently own investments or would consider buying investments in the next 12 months.

  • AttestCONDUCTED RESEARCH FORFinancial Conduct Authority

    Research was conducted by Attest on behalf of the FCA, with fieldwork conducted on 9 October 2026.

  • The InvestSmart campaign's Hype Type Revealer helps people understand what may influence their decisions and how to avoid being drawn in by investment hype.

Ended relations

Counted by rule from what Graphiti recorded during this issue’s window, with no model rewriting. Examples list only relations backed by a public report.